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{{#seo:
|title=CIT Economy - CIT Wiki
|description=Guide to CIT money, banking, F7 trading, resources, factories, crafting, transfer limits, and new player economy basics.
}}

= CIT Economy =

'''CIT Economy''' covers money storage, trading, item value, property value, premium items, reward systems, and money limits in CIT.




== Quick economy facts ==

<div class="cit-table-scroll">
{| class="wikitable"
! Topic
! Current fact
|-
| Currency
| CIT uses dollars.
|-
| Safe storage
| The bank stores money safely with no documented limit.
|-
| Cash carry limit
| You can carry up to `$90,000,000` on hand.
|-
| Hourly earning check
| `/earnedresources` tracks resources earned this hour and resets on the new hour.
|-
| Earn limit
| `/earnlimit` shows how much you earned in the past hour.
|-
| New players
| New players get `$150,000` cash, `$5,000` in bank, `15` hits of each drug, VIP benefits until `10` hours, and an hours label until `15` hours. Civilians get an extra `$50,000` cash.
|}
</div>
== Main economy systems ==

* Use [[Bank]] and [[Mobile ATM]] to store money safely.
* Use [[F7 Trading]] to buy and sell resources, ammo, guns, VIP levels, tag colors, and house slots.
* Use [[Crafting]] in `F9` to turn resources into useful items.
* Use [[Factories]] to convert resources through rentable conversion businesses.
* Use [[Resources]] to check where common materials come from.


== Quick navigation ==

<div class="cit-table-scroll">
{| class="wikitable"
! Looking for
! Go to
! Notes
|-
| Store money
| [[Bank]]
| Banking and transfer pages.
|-
| Trade items
| [[F7 Trading]]
| Main player market.
|-
| Earn money
| [[How to Earn Money]]
| Money making routes.
|-
| Use resources
| [[Resources]] and [[Crafting]]
| Materials and crafting.
|-
| Use factories
| [[Factories]]
| Factory and conversion pages.
|}
</div>


== Key facts ==

<div class="cit-table-scroll">
{| class="wikitable"
! Topic
! Value
|-
| Currency
| Dollars (`$`)
|-
| Cash carry limit
| `$90,000,000`
|-
| Bank limit
| No limit is listed
|-
| Base earn limit
| `$450,000` per hour
|-
| VIP earn effect
| `20%` extra pay and `20%` extra earn limit on most jobs
|-
| New player cash
| `$150,000`
|-
| New player bank money
| `$5,000`
|-
| [[Civilian]] starter bonus
| Extra `$50,000`
|}
</div>
Bank money stays safe. Cash on hand can be lost when you die or get arrested.

== Banking and transfers ==

Use `/atm` or an ATM marker to deposit, withdraw, transfer, check your balance, and use PIN protected withdrawals.

Use `/bankbalance` to check your bank balance. Use `/batm` to find the nearest ATM. [[Mobile ATM]] unlocks through the Safe Online Banking course in `/courses`.

=== Weekly receive limits ===

<div class="cit-table-scroll">
{| class="wikitable"
! Playtime
! Weekly receive limit
|-
| Under `20` hours
| `$20,000,000`
|-
| Under `80` hours
| `$100,000,000`
|-
| Under `400` hours
| `$250,000,000`
|-
| Under `1000` hours
| `$400,000,000`
|-
| `1000+` hours
| `$500,000,000`
|}
</div>
=== Weekly send limits ===

<div class="cit-table-scroll">
{| class="wikitable"
! Account type
! Weekly send limit
|-
| No [[Donator Level]]
| `$400,000,000`
|-
| `DL1`
| `$500,000,000`
|-
| `DL2`
| `$600,000,000`
|-
| `DL3`
| `$700,000,000`
|}
</div>
== F7 Trading ==

`F7` is the main player market. It has `Buy`, `Sell`, `Offers`, and `Trading Logs` tabs.

The Sell tab shows `Average`, `Minimum`, `Maximum`, `AI buys at`, and `AI sells at`. AI sellers are disabled, but the Sell tab still shows `AI sells at`. It is `n/a` for every listed item except `House Slot`, which shows `10,000,000`.

`AI Trader` can buy minimum price listings automatically after about `10` seconds.

F7 listings can also sell while you are offline for a `5%` fee.

== CIT Inventory Value Calculator ==

[[CIT Inventory Value Calculator]] estimates inventory value from local `F7` market prices. It shows minimum, average, and maximum estimates, but it is not a guaranteed sale value.

Items with no known `F7` price are shown as unpriced and stay out of the total.

== High value market items ==

<div class="cit-table-scroll">
{| class="wikitable"
! Item
! F7 values
|-
| House Slot
| Minimum `$5,000,000`, maximum `$10,000,000`, AI buys at `$5,000,000`, AI sells at `$10,000,000`
|-
| `VIP Level 3`
| Minimum `$280,000,000`, maximum `$390,000,000`, AI buys at `$280,000,000`
|-
| `Custom Tag Color`
| Minimum `$500,000,000`, maximum `$800,000,000`, AI buys at `$500,000,000`
|-
| `[[Diamond]] Wedding Ring`
| Minimum `$1,000,000`, maximum `$10,000,000`
|-
| `VIP` hours
| Tradable through F7. The official VIP topic lists the AI Trader buy price as `$40,000`.
|}
</div>
== Property and money sinks ==

<div class="cit-table-scroll">
{| class="wikitable"
! System
! Main value
|-
| [[Housing|House]]
| Houses cannot be sold back to the server.
|-
| [[Apartment]]
| Apartments cost `$2,000` per day.
|-
| House basement
| Permanent house upgrade that costs `$10,000,000`.
|-
| [[Lifetime Motor Club Membership]]
| Costs `$100,000,000`.
|-
| Lottery
| Ticket costs `$50,000`. Winnings go to the bank.
|-
| [[Typing Challenge]]
| `$500` per correct word in `60` seconds, up to `$50,000`, paid once per day.
|-
| [[Maths Trivia]]
| `$5,000` per correct answer.
|}
</div>
== Group new player reward ==

[[Groups]] can earn money by recruiting and helping new players. The money goes to the group bank account as the recruited player's playtime increases up to `20` hours.

The first hour pays `$50,000`, and the payout scales down until it reaches `$0` once the player has been playing for `20` hours.

This only works if the player has not registered another account already.

Use `Notify me of New Players`. If the message says `accounts on this PC: 1`, the reward is available for that player.

== Factories ==

The old broad [[business]] system is gone, but rentable factory properties are still live.

Current factory types:

* [[Chemicals Factory]]
* [[Electronics Factory]]
* [[Nitrous Factory]]
* [[Engine Parts Factory]]
* [[Oil Refinery]]
* [[Iron Factory]] ([[SA Scrapyard|SA Scrapyard]])

== Live Conversion Businesses ==

Business Investments and Group Businesses are old systems and are not live now.

Factory style conversion businesses are still live as rentable properties. These include [[Iron Factory]], which is named `SA Scrapyard` in game and converts `[[Engine Parts]]` and `[[Uranium]]` into `[[Iron]]`. See [[Conversion Businesses]] for the current input and output list.


== Related notes ==

* Cash transfer playtime limits apply to offline accounts.
* Pressing <code>X</code>, clicking a player, then <code>Send Money</code> fills that player's account name for the transfer.
* <code>/earnedresources</code> tracks resources earned this hour and resets on the new hour.
* Mobile ATM or Mobile Banking can be opened by pressing <code>X</code> and clicking yourself.
* There is a restriction type that only limits sending money to other players.
* Taxi and Maverick passenger billing of <code>$200</code> every <code>15</code> seconds.
* Right clicking <code>Deposit</code> inside an ATM deposits all cash on hand.
* <code>F7</code> offers cannot be cancelled.
* The earn limit taxes earnings over the limit by <code>90%</code> instead of blocking cash earnings directly.
* The lottery has <code>50</code> number choices.
* Lottery tickets do not last until someone wins if nobody wins the current draw.
* Unwanted melee weapons can be listed for sale at the <code>AI buys at</code> price in <code>F7</code>.
* Players in <code>Today's Tops</code> receive rewards.
* Most <code>Today's Tops</code> rewards are <code>$100,000</code>, with some like most deaths at <code>$1,000</code>.
* Bank transfers can include a transfer note unless the sender is muted.
* Uranium is bought through <code>F7 Trading</code>, <code>Space Miner</code> no longer finds Uranium, and no current job creates new Uranium.
* Bank balance, ATM blip, and Mobile ATM include <code>Bank Balance</code>, <code>Blip ATMs</code>, <code>Mobile Banking</code>, and <code>Mobile ATM</code> X buttons.
* <code>/earnlimit</code> shows how much the player earned in the past hour.
* <code>/logs</code> shows trade purchases and sales.
* Bank transfer notification when someone transfers money to your bank.
* Double clicking an item in <code>F9</code> crafts it.




== Trading and factory panel notes ==

<code>AI Trader</code> can buy minimum price listings in [[F7 Trading]]. Normal AI sellers are disabled, but <code>House Slot</code> can still be up for sale by the AI seller.

Factory resource movement uses an amount box and arrow buttons to add or take resources.

The factory panel shows <code>Total earned today</code>, with today's earnings shown out of <code>$500,000</code>.

[[Electronics Factory]] uses <code>Oil</code>, <code>Chemicals</code>, and <code>Gold</code> to produce <code>Electronics</code>.


== Top 100 IG Donators ==

The Top 100 IG Donators list is a `cit.gg` leaderboard for players who donated the most in game cash to cash burn projects. It is a ranking page, not a donation payment page.

* [https://cit.gg/index.php?page=topdonators Top 100 IG Donators]

== See also ==

* [[F7 Trading]]
* [[Bank]]
* [[Weekly Limits]]
* [[How to Earn Money]]
* [[Resources]]
* [[Crafting]]
* [[Factories]]
* [[Iron Factory]]
* [[SA Scrapyard]]
* [[VIP]]

[[Category:Economy and Trading]]

CIT Economy - Revision history

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